Can Another Mortgage Company be Used After the Completed Appraisal?

In most cases you will not have to pay for another full appraisal if you change your mortgage company, and depending on the loan program typed, the first lender can transfer it to the new lender.  FHA Appraisals are transferrable and Conventional appraisals are not.  In some cases, the appraiser will give a discount on the Conventional appraisal as they already did most of the work.